Paytm Eyes AI Revenue by FY28
According to a report by Inc42, Indian digital payments and financial services major Paytm is looking toward the integration of artificial intelligence to generate new revenue streams over the coming years. Founder and CEO Vijay Shekhar Sharma stated that stakeholders and market observers can expect to see artificial intelligence revenue officially reflected in the company’s financial disclosures by fiscal year 2028.
The timeline highlights Paytm’s evolving strategic roadmap as the firm balances its core payment operations and lending engines. Following a period focused heavily on scaling financial service distribution and navigating regulatory changes surrounding UPI merchant discount rates, the company is shifting toward more targeted user monetization strategies. While the immediate business focus remains centered on payments and lending, the integration of artificial intelligence marks a deliberate step into emerging enterprise technology verticals within the Indian startup and fintech ecosystem. The upcoming fifteen months are expected to provide clearer indications of how artificial intelligence will be commercialized across Paytm’s broader platform architecture.
Based on reporting by inc42.com.
